Why is it that every time I go into a retail store they are trying to push some overprices scam credit card offer up on me. I mean like WTF? This time I give a polite answer no and this ladies response is amazing. She’s working at Old Navy and trying to tell me how to run my finances….well excuse me please take a flying leap
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by ilovejesus84
18 Mar 2010 at 01:48
Ima Gospel Rapper & Preacher I just released my new song called :Lead em to Christ: Im asking ALL those who dont believe in God to come & check it out I know it will bless u I know some will hate & tlk trash about Gospel rap but I know it will bless those who are trying to get to know God…also my Preaching is on my channel as well…
by girzwald3
18 Mar 2010 at 02:35
Its the same thing with target. They used to make us ask EVERY SINGLE PERSON, no matter what they were buying if they looked over 18. They coulda been buying a pack of gum and we were supposed to ask if they wanted to apply for a target card. And the single biggest contributing factor in raises was how many people they got to sign up.
by mybuddydied
18 Mar 2010 at 03:24
Scammer. Watch your wallets people.
by Futarius2050
18 Mar 2010 at 03:55
buy a house without a credit score? some places you cant even get utilities.
by caganb
18 Mar 2010 at 04:10
George, get the hell out of Cal. now ! You are going crazy……
by SimoneJester
18 Mar 2010 at 04:32
Old Navy is nasty!!! The whole place smells like a shipping container and nearly everthing is made in China. A thrift store has better quality items for a far better price.
by lctcathy
18 Mar 2010 at 04:41
George, I’m really appreciating your videos – just found your channel a few days ago.
Don’t be too hard on the Old Navy employee as I used to work in retail and the management really pushes employees to push the card – they even have quotas and they may even fire you if you don’t keep your numbers up. I wouldn’t do it and quit after I got sick of the pressure. These days, I imagine anyone with a job is just happy to try and make their overlords happy.
by Oceansoul343
18 Mar 2010 at 05:41
Are you a fucking moron George? A credit score is a good thing and it measures the likely hood of a person paying back money owed in a timely fashion. A credit score is a risk measurement tool for lenders be it for someone who wants to buy a house, a car or other items for purchase. Now should you use credit cards to live above your means, that’s another discussion.
by hobatu
18 Mar 2010 at 06:19
You are you, and I’m George, and I forgot what I wanted to say…
by RETIREMESOON
18 Mar 2010 at 06:48
I received financial advice in 1980 from a young guy with a nice car.
Later it turned out that the car was not his it was his mother inlaws.
He didn’t have a dime and his advice cost me 2,000. bucks.I was young at the time.
by MoonGazingFox
18 Mar 2010 at 07:38
you should practice The Compact. stop spending money in these ridiculous shops.
by dedicatedcyclist
18 Mar 2010 at 07:39
Once you get a good credit score, isn’t the
idea to get bigger loans to default on ?
by tak178
18 Mar 2010 at 08:31
There is no law, this is just how we have let our society become. I didn’t say I agree with it, but just to say that a credit score is meaningless is irresponsible.
by jjhf400
18 Mar 2010 at 08:55
Credit scores let you know how good of a working slave you are.
Cash is King!
by Anothercoilgun
18 Mar 2010 at 08:57
Ditto to you.
by Anothercoilgun
18 Mar 2010 at 09:29
Show me such a law. That is just the mass hypnosis kicking into people brains that tell them to tell this to everyone.
We all need to end this crap and the people who ask for such credit will be force to longer ask for it because their inventory would burst.
by Anothercoilgun
18 Mar 2010 at 10:15
I agree. Also, may I be that charity? Seriouly, this societies is slated for credit. She will fall trap sooner or later. The world makes credit as right as rain.
by Anothercoilgun
18 Mar 2010 at 10:52
To hell with credit and fair issiac. Fair my ass.
by surviveTHEtimes
18 Mar 2010 at 11:51
good vid George! when are people gonna learn, you cant count on credit, cause you cant count on the economy to provide them jobs with security to pay those loans back. HOW MANY PEOPLE DO YOU KNOW THAT HAVE BEEN AT THEIR JOB FOR 30 YEARS, TO PAY FOR THAT 30 YEAR MORTGAGE???
I told my daughter if she ever messes with credit I would rewrite my will, and give my life savings to a worthy charity!
by tak178
18 Mar 2010 at 12:14
You do need to have a credit score that will enable you to buy a home, rent an apartment, buy a new car.
If you want to live only on cash, that’s fine, but for a majority of people, that will never happen.
by redline1189
18 Mar 2010 at 12:41
kind of funny on your video, credit score commercial listed GET 720 CREDIT SCORE
im going to apply???
by GreatInca
18 Mar 2010 at 13:29
It used to be that having credit card accounts open but unused greatly increased you score. They fixed that, but being a transactor still artificially inflates your credit score more than any other factor.
No late payments, keep the balances low (paying off the cards twice a month helps assure this). If you have multiple cards, make sure your primary card is very dominant – significant balances on multiple cards immediately reduce your score as do balance spikes, until paid off.
by Criticalogic
18 Mar 2010 at 13:30
This guy has no clue in hell what he’s talking about. But, neither does the old navy girl from what he said. I love it when 2 misinformed people argue, OH THE JOY!
by 4daheluvit
18 Mar 2010 at 13:33
Nice to say. Nice to hear, & i agree however, like it or not these days people ARE judged by their credit score instead of the content of their character. Isn’t it just fucking wonderful.?! So they win? Which asshole do we thank first?!?
by joechien0218
18 Mar 2010 at 13:55
@peilthetraveler “Try to find an apartment here with bad credit. Its impossible. Easier to buy a house, than get an apartment with bad credit. ”
No wonder we have a housing bubble….