Comments for Acquire Credit

Comment on stop foreclose,lower property tax, repair credit by MML

MML — Thu, 09 Sep 2010 15:38:38 +0000

Review by MML for stop foreclose,lower property tax, repair credit Rating: A very informative and helpful CD-Rom. Hopefully others will find it as usefull as I have.

Comment on A Must know before you purchase a CPN!! Watch out now!! by getgetdoe

getgetdoe — Tue, 07 Sep 2010 15:56:23 +0000

Your Program has turned my life around.
Just wanted to say thank you.
and if you want a testimonial from me when your site goes up i will be pleased too

thnk you
Jon D

Comment on A Must know before you purchase a CPN!! Watch out now!! by nanaenanaja

nanaenanaja — Tue, 07 Sep 2010 15:42:26 +0000

Come on man, you could of thought of a better FAKE response than that…

Comment on A Must know before you purchase a CPN!! Watch out now!! by SilverKingCredit

SilverKingCredit — Tue, 07 Sep 2010 14:48:10 +0000

My problem with these people besides them being frauds is

DO YOU WANT 50k in credit in the first place You will no doubt even if this was real you would be red flagged and probably lose any real credit you have achieved

Start small…… Credit can save you or kill you … Please be carefull….

Comment on A Must know before you purchase a CPN!! Watch out now!! by carlbostic

carlbostic — Tue, 07 Sep 2010 14:34:03 +0000

This is SoOOO weak. Even if this Is real it just sounds GHETTO! And looks Cheesy!

Comment on A Must know before you purchase a CPN!! Watch out now!! by Xancha128

Xancha128 — Tue, 07 Sep 2010 13:38:16 +0000

CON ARTIST. AVOID

Comment on How To Save Your Home & Credit, Stay Payment Free & Get Cash Out Legally From Mortgage Foreclosure by Zhibin Duan

Zhibin Duan — Tue, 31 Aug 2010 15:42:36 +0000

Review by Zhibin Duan for How To Save Your Home & Credit, Stay Payment Free & Get Cash Out Legally From Mortgage Foreclosure Rating: Wish I read this book 12 months ago. Well, it is still not too late. I run into this book while I was dealing a credit card company trying to make some serious damage on my credit report.Well, I took recommendations laid out in this book to get my credit report straighten out. In my opinion it should be on everyone's reading list, even your house is not in any dangerous of being forcloured.

Comment on Q&A: Can I remove credit inquiries from my credit report? by bdancer222

bdancer222 — Mon, 30 Aug 2010 08:41:27 +0000

First, inquiries age off after 2 years. Inquiries really don’t take off that many points and one year ancient inquiries have even less impact.

Besides, you can’t remove legitimate info from your credit report. You can only dispute errors.

Best way to fix your credit score is to pay all your bills on time. Use a credit card to make small buys and pay it in full every month. This will build excellent credit history. You need at least 24 months of consistent, on time payment history to improve your score.

Comment on Q&A: Can I remove credit inquiries from my credit report? by Carlii

Carlii — Mon, 30 Aug 2010 08:00:25 +0000

They’ll only be removed while investigating them. That takes 30-60 days. This is why there’s so many “fix your report!” scams out there – all they do is spam the bureaus with disputes on every account on your report, so it’s removed temporarily, and that’s how the scam works.

Now, if all you did was “apply” for credit lines, then those inquiries will be off your report in 6 months. If what you did was get credit and then screw it up like miss a payment or something, that can take 2-3 years to be removed. If you got credit and haven’t screwed it up, then why remove it? It’s improving your scores.

Comment on Q&A: Can I remove credit inquiries from my credit report? by echo

echo — Mon, 30 Aug 2010 07:21:02 +0000

Disputing inquiries is not a wise thing to do.

If you dispute an inquiry for an account you were approved for, you will probably see that account closed.

If you dispute an inquiry for an application you were denied on, you will probably have to jump through some major hoops if you ever choose to apply with that creditor again.

If you dispute an inquiry then the credit bureau (CRA) will place a fraud alert on your reports. Fraud alerts “will” jump from one CRA to the other.

CRA placed fraud alerts are very hard to have removed, and to remain removed. CRA placed fraud alerts can come back at anytime without warning and usually in the worst times, when a person is car or mortgage shopping.

Inquiries do remain on a credit report for 2 years.
The small score drop from an inquiry is usually regained within the first 6 months. FICO, and most lenders, do not count inquiries that are 1 year ancient or older.

Disputing inquiries often make far more problems than what is gained by having them removed, especially if the inquiry is not even hurting you any longer.